South By North Strategies, Ltd.

At The Baseline Scenario, Simon Johnson handicaps the prospects for meaningful financial reform:

With the broader financial picture unchanged – major banks will make lots of money, while unemployment remains sickeningly high – legitimate concerns about the practices of Big Finance continue to build.  Small and medium-sized banks find themselves increasingly hit by commercial real estate woes.  The alliance that has held back reform begins to crack.
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Very few people now claim that serious reform is only proposed by people carrying pitchforks; that myth is long gone.  The middle of the consensus has started to move, against mega-banks and against dangerous overborrowing by the financial sector.  This will be a long hard slog, but we are finally heading in the right direction